1. Use of Website

• You must be at least 13 years old to use our website.

• You agree to use this website only for lawful purposes and in accordance with these Terms.

• You must not misuse our services, attempt to hack, disrupt, or interfere with the security of our website.

2. Intellectual Property Rights

• All content on this website (text, graphics, logos, images, code, design, and layout) is the property of [Your Company Name] unless otherwise stated.

• You may not reproduce, distribute, or exploit any material without prior written permission.

3. User Accounts (if applicable)

• If you create an account, you are responsible for maintaining the confidentiality of your login details.

• You agree to provide accurate and updated information.

• We reserve the right to suspend or terminate accounts that violate these Terms.

4. Products & Services (if applicable)

• Prices, availability, and descriptions of products/services are subject to change without notice.

• We reserve the right to refuse service to anyone, for any reason, at any time.

5. Payments & Refunds (if applicable)

• All payments made on our website must be accurate and valid.

• Refunds (if applicable) are governed by our Refund Policy.

6. Limitation of Liability

• We strive to provide accurate and reliable information but do not guarantee that our website will be error-free, secure, or uninterrupted.

• [Your Company Name] will not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website.

7. Third-Party Links

• Our website may contain links to third-party websites.

• We are not responsible for the content, accuracy, or practices of those external websites.

8. Privacy Policy

Your use of our website is also governed by our Privacy Policy. Please review it to understand how we collect and handle your personal information.

9. Termination

We may suspend or terminate your access to our website if you violate these Terms & Conditions.

10. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of [Your Country/State].